Professional Local Colorado Office for Out-of-State Debt Collection Agencies and Mortgage Lenders

Agencies and Lenders:
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Colorado Manager is a professional services firm providing a requisite local office for out-of-state debt collection agencies and mortgage lenders seeking to fulfill Colorado's licensing requirements

Same day forwarding service for mail and payments

Complimentary registered
agent services

Exceptional customer care

Easily accessible office location

Founded in 1998, Colorado Manager has been a trusted local office representative for out-of-state entities for over 25 years.

We pride ourselves on our commitment to professionalism, consistency, and integrity. Recognizing the weight each interaction with callers and walk-ins carries for your agency's reputation, our team is dedicated to providing a courteous and positive experience. Our specialized focus on providing local office representation ensures no competition or conflict with our clients’ core services. We do not offer legal services, engage in collections, or act as a virtual office.

Colorado Fair Debt Collection Practices Act

4 CCR 903-1.1.09 Local Colorado Office


A collection agency may satisfy the local Colorado office requirement of section 5-16-123(1)(b),C.R.S. by contracting with a third-party if the third-party:

    • maintains an office in Colorado open to the public during normal business hours that may be a shared office location if signs or directories are posted or displayed listing all collection agencies for whom the third-party provides a local Colorado office;
    • maintains at that office records, or free and easy access to records,of all moneys collected andremitted for Colorado residents;
    • accepts payments physically made at that office for any debt the agency is attempting to collect;
    • staffs that office with a full time employee who may be a shared employee;
    • provides a telephone number that may be a shared telephone number, that rings to the local Colorado office, and is answered in a manner that does not mislead consumers; and,
    • complies with all applicable provisions of the Colorado Fair Debt Collection Practices Act.


A collection agency that uses a third-party to provide a local Colorado office is responsible for actions of the third-party that violate the Colorado Fair Debt Collection Practices Act.